Florida law requires insurers to waive your deductible for the cost of windshield replacement when you are fully covered by an insurer licensed in Florida. This encourages you to return your vehicle to safe operating conditions. Since the deductible value of most policies exceeds that of typical windshield replacement work, these rules can save policyholders hundreds of dollars over the life of their policies. In Florida, all drivers who have comprehensive insurance coverage on their vehicles are eligible for free windshield replacement.
Whether the windshield was damaged in a hurricane, vandalism, or while driving, some Floridians can get free windshield repair. Windshields on older vehicles may also be more expensive to replace, as their original parts may be difficult to find. The exact amount you'll have to pay to replace your windshield will vary depending on a number of factors, including the year, make, model, and finish of your car. Geico schedules windshield repairs and replacements quickly, often on the same day the claim is made.
Same Day Windshields LLC provides professional auto glass replacement and repair services for customers throughout Florida. Elsewhere, you should expect to pay your full deductible for windshield replacement, unless your policy specifies otherwise. Florida, Massachusetts, South Carolina and Kentucky have laws that require comprehensive policies to pay in full for windshield replacement. In Kentucky and South Carolina, drivers must have comprehensive insurance coverage to also receive the free windshield replacement benefit.
Auto insurance providers in these states cannot require policyholders to use their deductibles to pay the cost of windshield repair or replacement. That's certainly the case with the windshield replacement cost, which isn't your out-of-pocket money for you when you have full coverage insurance in Florida. Features built into the windshield glass also play a key role in determining the cost of replacement. If your windshield is damaged in a collision caused by another driver, your liability insurance will cover repair or replacement costs.
Understanding the typical cost of a windshield replacement is important in helping you determine a budget.